AI agents for insurance brokerages

You quote it once. Your team types it five times.

Client data rekeyed into carrier portal after carrier portal. Quote PDFs compared by hand. Renewal updates chased one email at a time. We install AI agents that handle the servicing grind inside the AMS and inbox your brokerage already runs, with a licensed person approving every output.

Book a free AI opportunity audit

The manual reality

A week in a mid-size brokerage, measured in portals

A commercial submission starts with an application. Then the same payroll figures, the same vehicle schedule, the same building values get typed into five carrier portals, one login at a time. The quotes come back as PDFs that don't match each other, and a CSR spends an afternoon building the comparison spreadsheet by hand.

Renewal season stacks on top. Ninety days out, someone should be ordering loss runs and chasing every insured for updated payrolls and schedules. Usually it starts at sixty, sometimes thirty, and the remarketing window shrinks with it.

And when the issued policy finally arrives, checking it against what was bound is the step that gets skipped on busy weeks. That's not a workflow gap. That's E&O exposure with a date stamp.

The same payrolls and schedules rekeyed into every carrier portal
Quote PDFs in five formats, compared by hand in a spreadsheet
Loss runs and renewal updates chased one email at a time
Policy checking skipped on exactly the weeks it matters most

agentclaw · workflow run

$ claw run invoice-intake

→ 47 documents queued

→ extracted · matched · posted

✓ done in 3m 12s · 0 exceptions escalated

What agents do here

Six places a brokerage leaks hours

Every agent below drafts, extracts, and prepares. A licensed producer or account manager approves before anything reaches a client or a carrier.

Quoting

Carrier quotes into one comparison

Quotes come back from carriers as PDFs, each in its own format. The agent extracts premium, limits, deductibles, subjectivities, and notable exclusions from every quote and builds the side-by-side comparison in your proposal template. The producer reviews it and presents it instead of spending an afternoon assembling it.

Renewals

The renewal chase, started on time

Ninety days out, the agent pulls the renewal list from your AMS, drafts the update requests to each insured for current payrolls, vehicle schedules, and statements of values, and queues loss run orders. It nudges the insureds who haven't replied and keeps a status view current, so your account managers see exactly which renewals are stuck and why.

Policy checking

Every issued policy checked against what was bound

When the carrier issues the policy, the agent reads the dec pages, pulls out named insureds, limits, deductibles, and endorsements, and compares them line by line against the bound proposal. Mismatched limits, missing additional insured endorsements, and wrong effective dates get flagged before the policy goes to the client, not at claim time.

Onboarding

New clients set up without the retyping

A BOR letter gets signed and a folder of prior dec pages arrives. The agent extracts the client details, locations, schedules, and policy data and creates the draft records in your AMS, whether that's Applied Epic, AMS360, EZLynx, or HawkSoft. Your account manager confirms the setup instead of transcribing it, and the welcome email draft is waiting too.

Certificates

COI requests handled before lunch

Certificate requests hit the inbox all day. The agent reads the holder details, checks the requested wording against the policy, and drafts the standard ones for a one-click review. Requests for additional insured status, waivers of subrogation, or primary and noncontributory wording get flagged for licensed review instead of guessed at.

Email triage

Cancellation notices that never sit

Direct-bill nonpay notices, audit notices, and endorsement confirmations arrive mixed in with everything else. The agent sorts the carrier mail, extracts the dates that matter, creates the activity in your AMS, and drafts the client outreach for any pending cancellation. Nothing lapses because a notice sat unread over a long weekend.

How it works

From audit to agents on the book

01
Audit the servicing week
We sit with an account manager, a CSR, and whoever owns renewals, and map where the hours actually go: how a submission gets to market, what the ninety-day renewal list looks like, how often policy checking actually happens. You get a written plan ranking the two or three workflows worth automating first. The audit is free.
02
Install inside your AMS
We build the agents in the systems you already run: your AMS, your inbox, your document folders, under your accounts and your permission structure. Every agent ships with an approval step, so a licensed person reviews the draft before it reaches a client, a carrier, or a certificate holder.
03
Run, tune, report
We operate the agents month to month. When a carrier changes its quote format or a portal breaks its login flow, we adjust. Each month you see what got handled, what got flagged for review, and where the remaining manual time went.

Straight answers

Loss runs, financials, and client PII flow through everything we handle. Where does that data actually go?+

Here's the honest version. When an agent extracts a dec page or drafts an email, the relevant text is processed by a model provider. We configure that on business or API terms where your data is not used to train models, and we scope each agent to only the mailboxes, folders, and AMS records it needs, running under your agency's own accounts and permissions. Nothing is copied into a system we control. During the audit we map the exact data flow on paper so your principal can approve it before anything is built. If a workflow can't be done within your carrier agreements or privacy obligations, we say so and skip it.

Will an agent bind coverage, issue certificates, or advise a client on its own?+

No. Binding, advising, and signing stay with licensed people. The agents we install draft comparisons, extract policy data, prepare certificates, and chase paperwork. Every output waits for a producer or account manager to approve it before it reaches a client or a carrier. When a certificate request asks for wording the policy doesn't support, the agent flags it for a human instead of guessing.

We run on Applied Epic and Outlook. Do we have to change systems?+

No. Agents work inside the stack you already have: Applied Epic, AMS360, EZLynx, HawkSoft, NowCerts, Outlook, and the carrier portals you're stuck with either way. We build around your AMS rather than migrating you off it. If your setup genuinely can't support a workflow, we flag it in the audit instead of selling you a rebuild.

What does this cost?+

Engagements start at $5,000 per month. That covers building the agents and running them: monitoring, fixes, and tuning as carriers change forms and portals. Whether the math works depends on what your team currently spends on rekeying, renewal chasing, and policy checking, which is exactly what the free audit measures. If the numbers don't justify it, we tell you, and our free resources are yours either way.

Keep going

Quoting automation

How quote extraction and comparison drafting cuts the time from submission to proposal.

Email triage automation

Cancellation notices, cert requests, and carrier mail sorted before you open the inbox.

Data entry automation

Stop rekeying dec pages, applications, and schedules into your AMS.

Custom AI agents

How we build agents around your brokerage's AMS, carriers, and approval rules.

Find out where your brokerage's hours go

The free AI opportunity audit maps your quoting, renewal, and servicing workflows and shows which ones an agent should own. Same team. Double the output.

Book your free audit

We take on companies ready to invest $5,000+/month. Not there yet? Our free resources are genuinely free.